Sage NMLS # 934289
–
California Residents
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov
California license # 10687-99
–
Colorado Residents
For information about the Colorado Fair Debt Collection Practices Act, see
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
This agency’s physical address in Colorado is Colorado Manager, Inc., 8690 Wolff Court, Suite 110, Westminster, CO 80031, Phone: 303-920-4763
–
Massachusetts Residents
This agency’s physical address in Massachusetts is 84 State Street Boston, MA 02109.
Phone: 1- 866-757-7243 Hours of Business Monday – Friday 9a.m. to 5 p.m.
Notice of Important Rights: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector
–
Minnesota Residents
This collection agency is licensed by the Minnesota Department of Commerce
–
New York Residents
This collection agency is licensed by the Department of Consumer Affairs for the City of New York License number 2097537-DCA
-City of Buffalo License number CAG21-10058848
-City of Yonkers License number 10474
–
Sage Capital Recovery, LLC conducts its business in English, however, we are able to provide limited foreign language access in Spanish but cannot guarantee such services will be available at all times during the workday. Please be advised that a translation and description of commonly used debt collection terms is available in multiple languages on the Department’s website, www.nycc.gov/dca.
We are required by the regulation of the New York Department of Financial Services to notify you of the following information. This information is NOT legal advice. Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. &1692 seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: i) the use of threat or violence; ii) the use of obscene or profane language; and iii) repeated phone calls made with the intent to annoy, abuse or harass.
–
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income. (SSI); 2. Social Security; 3. Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; 7. Workers’ compensation benefits; 8. Public or Private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.
–
PLEASE BE ADVISED THAT YOU MAY REQUEST THIS LETTER IN LARGE PRINT OR REQUEST ANOTHER REASONABLE ACCOMODATION. TO MAKE SUCH REQUST PLESAE CALL 866-757-7243
–
North Carolina Residents
North Carolina Department of Insurances SBS Company number 514309835
–
Tennessee Residents
This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, TN 37243
–
Texas Residents
Please contact us Toll Free at 866-757-7243
–
Utah Residents
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record ay be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.
–
Wisconsin Residents
This collection agency is exempt from licensing by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org
Rhode Island Consumers
The State of Rhode Island general laws prohibit credit bureaus from reporting medical debt or factoring medical debt into a credit score.
New Mexico Residents
Information about the Surprise Billing Protection Act, 2019 N.M. SB 337, can be obtained online at https://www.osi.state.nm.us/ or by contacting the Office of Superintendent of Insurance at 1120 Paseo de Peralta, Ste. 428, Santa Fe, NM 87501 or 1-855-427-5674.
Nevada Residents
Jay Bickford (manager)
NMLS# 951675
NV license# CM12636